What is LegalShield& IDShield?
Life happens. LegalShield and IDShield make sure you’re protected when it does without expensive attorney fees or identity theft headaches.
Affordable Legal & Identity Theft Protection for Individuals and Families
What is Medicare?
Medicare is a federal health insurance program accessible to individuals who are 65 years and older, as well as to those under 65 with specific disabilities or medical conditions like End-Stage Renal Disease.
It comprises various components, known as Parts A, B, C, and D, each designed to meet different healthcare requirements.
Original Medicare
Medicare Parts A and B are referred to as "Original Medicare".
These parts are managed by the federal government. Some individuals who receive Social Security benefits are automatically enrolled in Original Medicare while others need to apply for it as they approach their 65th birthday.
Why Families Choose LegalShield?
Life is full of situations where legal guidance can save you time, money, and stress.
With LegalShield you gain:
Consultations
Get unlimited access to licensed attorneys for personal legal questions and guidance.
Review
Have contracts and documents professionally reviewed before you sign or commit.
Letters
Attorneys draft and send demand letters on your behalf to resolve issues quickly.
Defense
Receive legal help for traffic violations, reducing stress and potential penalties.
Protection
Get support for landlord/tenant disputes to safeguard your home and rights.
Emergency
24/7 access to an attorney for covered emergencies when urgent situations arise.
Planning
Create essential estate planning documents like wills and powers of attorney.
Compare LegalShield Plans
See all available options, choose the coverage that fits your needs, and enroll in minutes
on our secure partner site.
Medicare Part A (Hospital Insurance)
Medicare Part A includes coverage for inpatient services in hospitals or skilled nursing facilities, as well as home health care and hospice care for patients with terminal illnesses.
Part A Cost
Deductible
You must first meet a Part A deductible before Part A helps with your covered medical expenses.
Options
There is no insurance premium for Part A if you or your spouse have paid into Social Security for a minimum of 10 years.
If not, you have the option to purchase Medicare Part A.
Copays
Copayments or cost-sharing might be required for certain services. This includes prolonged hospital or skilled nursing facility stays.
Coinsurance
Part A has coinsurance for:
• Inpatient hospital care lasting between 61-90 days total per benefit period.
• Inpatient mental health care lasting between 61-90 days total per benefit period.
• Skilled nursing care lasting between 21-100 days total per benefit period.
Coinsurance is also available for a limited number of additional days.
Medicare Part B (Medical Insurance)
Medicare Part B provides coverage for doctor visits, durable medical equipment, speech therapy, occupational therapy, physical therapy, and various other outpatient services.
Part B Cost
Deductible
Similar to Part A, you must first meet an insurance deductible before Part B helps with your medical costs.
Copays
Copayments or cost-sharing might be required for certain services, such as those provided in an outpatient hospital setting
.
Coinsurance
You are responsible for 20 percent of the cost for certain medical services, including doctor visits, outpatient therapy, and durable medical equipment.
Preventative Care
Medicare-covered preventive care services, including annual wellness visits and mammograms for women, are fully covered. No deductibles, copayments, or coinsurance are required for these services.
Premium
Medicare Part B requires a monthly insurance premium, which depends on your enrollment timing and annual household income.This premium is typically deducted from Social Security benefits.
It is distinct from the premiums for Medigap, Medicare Advantage (Part C), or Prescription Drug Coverage (Part D).
Note about Medicare Part B Limits: Medicare Part B imposes annual limits on services for physical
therapy, occupational therapy, and speech-language pathology.
Why You Need IDShield?
Identity theft is the fastest-growing crime in the U.S.
IDShield gives you
Monitoring
Your identity is continuously scanned across financial, credit, and dark-web sources.
Restoration
Licensed private investigators fully restore your identity on your behalf.
Guarantee
Receive up to $1 million in financial protection against identity theft costs.
Tracking
Easily track and monitor your credit score to stay ahead of changes.
Alerts
Get real-time notifications about suspicious activity or data breaches.
Recovery
Your identity is returned to its pre-theft state without any work from you.
Get Expert Help Before You Decide
Book a no-pressure consultation to understand your options and select the best coverage for your situation.
Bateman Insurance Agency
National Producer Number: 978321
DISCLAIMER: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area.
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